Check out our new plan benefits for 2021:
Individual & Family healthcare plans with even more to love
If you need coverage, you are now eligible to enroll in a health plan. And it gets better! According to HealthCare.gov, around 90% of those who enroll qualify for subsidies to lower their payments*.
Questions about our plans?
Our Frequently Asked Questions section has answers to common questions about getting started with Bright HealthCare.
Bright HealthCare works hard with our – a carefully curated network of doctors, clinics and hospitals – to improve the quality of your healthcare experience while also saving you money.
Individual & Family healthcare plans with even more to love
Plans that offer $0 deductible to help you save on all of your healthcare needs!*
Bronze & Silver plans with $0 copay on unlimited primary doctor visits.*
Silver plans that offer $0 copay on preferred generic prescriptions.
We’ve found caring doctors, clinics & hospitals to work with you & save you money.
Fast & convenient! See quality caregivers without leaving the comfort of home.
See details
Urgent Care copay of just $50, plus a national network of providers.
Improved benefits so you can take care of your whole self. In person or via Telehealth!
for taking healthy actions in your everyday life.
Benefits included in all Bright HealthCare plans to help you care for your family.*
Possibly the most challenging part of buying healthcare coverage is deciding which plan is best for you. Two main things to consider when making the choice:
Best for: People who expect to use their coverage often: ongoing prescriptions, frequent provider visits, etc. Most benefits have copays, so costs are more predictable.
Best for: Those who expect to use their plans occasionally, and would like lower deductibles and more benefits than a Bronze plan.
Best for: Healthy individuals who want to minimize their monthly premiums and are comfortable with the risk of a higher deductible in the event of a high-cost health incident.
Best for: Those under age 30 who desire low premiums and expect minimal medical incidents. Coverage includes 3 primary care visits, then no other benefits until the maximum out-of-pocket (MOOP) is reached.
Now you can use HRA dollars from your employer on Individual & Family insurance from Bright HealthCare.
You can purchase a Bright HealthCare plan directly or through your agent, outside of the ACA exchange.
As COVID-19 continues to change life as we know it, the federal government has reopened the insurance marketplace for a Special Enrollment Period. If your circumstances have been affected by COVID-19 — or you need insurance for any other reason right now — check out our plans.
Check out these helpful tools & services to help members simplify health insurance.
Search for an in-network doctor, clinic or hospital so you can save even more money.
See if your prescriptions are covered by Bright HealthCare’s Individual & Family plans.
Answer a few questions and we’ll help find you the best rates & check for tax credits.
Talk to a pro! Brokers know the ins-and-outs of insurance, tax credits & more.
Get unbiased advice from trained navigators on finding the best healthcare plan for you.
Connect with the right people who can help see if you qualify for financial assistance.
Call us now at 833-356-1182 with any questions!
Or fill out this form and we will be in touch.
By entering my phone number, I agree that Bright HealthCare and/or a sales agent may call me, provide me with information about the plan, and answer any questions I may have.
*Some plan options may not be available in Alabama
*Benefits listed are not included on all plans. $0 or $1 premium does not apply to all plans. Contact Bright HealthCare to see if you qualify.
*Pediatric Dental coverage included with all Bright HealthCare Individual Plans for children up to age 19.
*According to , currently 9 out of 10 consumers enrolled in coverage through HealthCare.gov receive financial help