Health Insurance 101: Aligned Care

When your health insurer and healthcare providers work together, it adds up to good things for you. Time back in your day. A better healthcare experience. A healthier you. When insurers and providers have this type of relationship, call an aligned care model, they work together to drive costs down and keep you healthier.

As you shop for a health insurance plan this fall, here are just a few reasons a plan with an aligned care model should be at the top of your list:

  • Competitive premiums: in an aligned care model, a health insurer works with an exclusive network of providers. This relationship makes the delivery of healthcare more efficient, which helps keep premiums lower.
  • Reasonable out-of-pocket costs: working with an exclusive network of providers enables health insurers to negotiate lower rates for care, a benefit that is passed on to you in the form of lower out-of-pocket costs.
  • A healthcare BFF: when your medical care is centered in one network – from primary care visits to specialty care – your healthcare providers get to know your specific needs backwards and forwards. So you and your doctor achieve better health together.
  • Better coordination: they say time is money. In an aligned care model, insurer and healthcare provider are connected, so that you don’t have to play the go-between, saving you valuable time.
  • A healthier you: if all of the above reasons aren’t enough, an aligned care model is one where insurer and provider work together to ensure you have the best opportunities to make health a priority – so you can get the most out of your insurance dollar.

Bright Health has teamed up with Centura Health to offer an aligned care model here in Colorado, and bring Coloradans a new kind of healthcare experience. Find your plan today.

Author: Stephanie Sample

December 1, 2016